An RDSP will be terminated if

	the beneficiary dies, or
	the beneficiary ceases to have, for at least a full calendar year, the severe and prolonged impairments which resulted in eligibility for the disability tax credit.

The RDSP may be de-registered if it ceases to qualify for status as an RDSP because it does not comply with all the terms and conditions that were put in place when the plan was set up, or if it does not comply with rules in the Income Tax Act.  This will result in a deemed disability assistance payment equal to

	the fair market value of the plan, less
	the assistance holdback amount

According to the Department of Finance explanatory notes, the assistance holdback amount would have to be repaid to the government when the RDSP is terminated or de-registered.  The rule for this is expected to be in the Canada Disability Savings Act Regulations, which are not yet available.