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Seniors -> CPP disability pension

Canada Pension Plan Disability Benefit

The information below reflects the current status of the Canada Pension Plan disability benefit.  See our article on the revised Canada Pension Plan Rules.

The Disability Benefit is available to CPP contributors who are under the age of 65, and have a "severe and prolonged" mental or physical disability.  A monthly benefit may also be available to dependent children.

You can estimate the Disability Benefit available to you  by referring to your Statement of Contributions, which is sent to you annually.  See also the information on the Child Rearing Drop-out Provision, which could help you meet the contributory requirements for a disability pension.

Your CPP disability benefit will automatically be changed to a CPP retirement pension when you turn 65.  You cannot receive both a CPP retirement pension and a CPP disability benefit at the same time.  If you are under 65, have been receiving a CPP retirement pension for less than 15 months, and you are eligible for the disability benefit, you can request to have your retirement pension replaced by a disability benefit.  See the Service Canada Disability Benefit page for more information.

The table of current monthly average and maximum rates can be found on the Service Canada website.

To contact Service Canada re CPP questions, see Service Canada Contact re Canada Pension Plan.


Revised: June 23, 2015  


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