Seniors -> CPP disability pension
Canada Pension
Plan Disability Benefit
The information below reflects the current status of the
Canada Pension Plan disability benefit. See our article on the proposed
changes to the Canada Pension Plan.
The Disability Benefit is available to CPP contributors who are under the
age of 65, and have a "severe and prolonged" mental or physical
disability. A monthly benefit may also be available to dependent
children.
You can estimate the Disability Benefit available to you by referring to
your Statement
of Contributions, which is sent to you annually. See also the
information on the Child Rearing Drop-out Provision, which
could help you meet the contributory requirements for a disability pension.
Your CPP disability benefit will automatically be
changed to a CPP retirement pension when you turn 65. You cannot receive both a CPP retirement pension and a CPP disability benefit
at the same time. If you are under 65, have been
receiving a CPP retirement pension for less than 15 months, and you are
eligible for the disability benefit, you can request to have your retirement
pension replaced by a disability benefit. See the Service Canada web
page What
if I become disabled after I begin receiving my CPP retirement pension?
For more information on the disability benefit, see Canada
Pension Plan Disability
Benefits
on the Service Canada website.
The table of current monthly
average and maximum rates can be found on the Service
Canada website.
To contact Service Canada re CPP questions, see the Service
Canada Contact Income Security Programs web page.
Revised: October 27, 2009
