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Financial Planning -> Stocks, Bonds etc. -> Investment Returns

 

Historical returns on stock markets and other investments
to December 31, 2011

Type of Investment 1 year 5 years 10 years 20 years 50 years
Avg
Annual
Return
Value Avg
Annual
Return
Value Avg
Annual
Return
Value Avg
Annual
Return
Value Avg
Annual
Return
Value
Cdn 3 month T-bills 0.9% $1,009 1.7% $1,086 2.3% $1,252 3.6% $2,039 6.3% $20,770
Cdn Govt Bonds 1 to 3 year 1.4% $1,014 2.2% $1,114 2.8% $1,316 4.3% $2,311 6.7% $25,229
Cdn Govt Bonds over 10 years 3.2% $1,032 3.8% $1,207 4.4% $1,536 5.7% $3,027 7.6% $39,540
S&P/TSX (Cdn) Index (formerly TSE300) -11.1% $889 -1.7% $917 4.6% $1,563 6.2% $3,324 n/a n/a
Nikkei 225 Index in Cdn$ -8.3% $917 -6.5% $715 0.0% $997 -1.5% $742 n/a n/a
S&P 500 (US) Index in Cdn$ 4.4% $1,044 -2.9% $862 -1.3% $876 7.2% $3,996 9.3% $84,594
European stocks in Cdn$ -8.5% $915

-7.2%

$689

0.6%

$1,059

6.8%

$3,725

n/a n/a
Emerging markets stocks in Cdn$ -16.3% $837

-0.1%

$997

9.5%

$2,476

7.8%

$4,520

n/a n/a
Canadian Consumer Price Index All Items 2.3% $1,023 1.9% $1,099 2.1% $1,229 1.9% $1,452 4.2% $7,649

Value is the value at the end of the period, in Canadian$, of $1,000 invested at the beginning of the period.
n/a = not available

The rise of the Canadian dollar has had a significant effect on the above results.  As an example, see the following 10 year results in US$:

S&P 500 2.9% $1,333
European stocks 4.9% $1,612
Emerging markets stocks    14.2% $3,771

Sources of data used to calculate the above returns:
Bank of Canada Rates and Statistics - Interest Rates, Standard & Poor's, Statistics Canada, Yahoo, Morgan Stanley, UBC Pacific Exchange Rate Service.
The returns are the total returns with dividends or interest reinvested.
All values and returns are in Canadian $
We have added an estimate of 1.5% for annual dividends to calculate the total return index for the Nikkei 225.

Tip:  Calculate your own investment returns using our Investment Return Calculator.

Revised: January 20, 2012

 

 

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