Canadian Tax and
Financial Information
Detailed Canadian Income Tax Calculator

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Calculators > Canadian Tax Calculator 2015 2016 and earlier years

2015 and 2016 Detailed Canadian Income Tax and RRSP Savings Calculators and earlier years

Note:  best viewed in Chrome or Firefox.  If using IE, use compatibility view for the calculators to work properly.

The detailed Canadian Income Tax & RRSP Savings Calculator (select below) works for all provinces and territories except Quebec (which has its own calculator). 

Canadian Income Tax Calculator for 2015 and 2016

Click the above link to open the calculator in a new window.  See prior years below.

The 2015/2016 Calculator will now retain all of your data data, on your computer, depending on your browser settings.  If you are on a public computer, click reset to clear the data before you close the browser.

If you want the information to be retained, ensure that your browser is set appropriately:

bulletInternet Explorer ( IE) - Tools, Internet Options, Privacy, Advanced - make sure that "always allow session cookies" is checked.
bulletChrome - Settings, Advanced Settings, Privacy, Content settings, Allow local data to be set.
bulletFirefox - Tools, Options, Privacy - under History where it says "Firefox will:", change to "Use custom settings for history".  Then make sure that "Accept cookies from sites" is checked.  Accept third-party cookies - this setting doesn't matter.  Keep until - this should be set to "they expire" or "ask me every time".

Prior Year Canadian Income Tax Calculators

The income tax calculator includes most available deductions and tax credits, and pension splitting.  It is a tax planning tool and financial planning tool, but will not actually file your tax return for you.  It will be especially useful as a tax planning tool for those who have some control over their income, such as

bullet people making RRIF/RRSP withdrawals
bullet incorporated business owners
bullet investors trying to decide between investments which produce capital gains, Canadian dividends, or other investment income

If you hover over many of the fields in the calculator, you will see information regarding that particular field.

The calculator includes links to information on many of the non-refundable tax credits.  The links open in the same window, replacing the calculator, but when the browser Back button is clicked, the previously entered information is still available in the calculator.  To open the links in a new window, right-click on the link, and select "Open in New Window".

Features Included in the Canadian Tax and RRSP Savings Calculator

bulletincludes tax rates known as of the date shown in the calculator.
bullet calculates taxes for both spouses
bulletincome that can be included:
bulletemployment and self-employment income
bulletOld Age Security (OAS)
bulletCanada Pension Plan (CPP)
bulletcapital gains
bulletCanadian eligible and non-eligible dividends
bulletRRSP and RRIF withdrawals
bulletother income, including EI special benefits, interest, foreign dividends, some pensions, rental income, etc.
bulletPension income - regular and qualified
bulletworkers' compensation benefits
bulletsocial assistance payments
bulletnet federal supplements (box 21 on the T4A (OAS) slip
bullet calculates alternative minimum tax using available information
bullet shows savings from RRSP deductions, and % tax savings from RRSP deduction
bulletcan show marginal tax rate if $100 RRSP deduction amount is entered in the RRSP deduction field - for this purpose, put your actual RRSP deduction in the RRSP deduction field - the RRSP savings will be incorrect, but the RRSP tax savings % will be your marginal tax rate.
bullet calculates CPP and EI premiums on employment and self-employment (CPP only) income
bullet option to indicate that employment earnings are not subject to EI premiums (useful for incorporated business owners earning employment income)
bulletoption to indicate, for age 65 to 70, that you have elected to not pay further CPP contributions
bullet calculates OAS clawback and EI clawback
bullet allows pension splitting and calculates related pension credit - pension income is entered as either regular pension income or qualified pension income
bullet child care costs are now entered separately from other deductions.
bullet interest expense and other deductions (RPP, union dues, child care, employment expenses, etc) can be entered in "other deductions" line
bulletNL temporary deficit reduction levy is included
bullettax credits calculated:
bullet basic personal amount
bullet spouse or common-law spouse
bullet equivalent to spouse, including dependent child or other eligible dependent  
bulletSK children under 19, and for 2014 and earlier years, federal child amount tax credit for children under 18
bulletFamily Tax Cut (FTC) - 2014 & 2015, eliminated for 2016 as per the Liberal platform
bulletpension income tax credit explains how pension splitting can result in a pension tax credit for the spouse receiving the transferred pension
bullet age amount - this is reduced above certain income thresholds
bullet disability tax credit
bullet public transit tax credit (Federal and YT)
bulletNL child care costs tax credit
bullet child fitness tax credit (Federal, BC, MB, & YT) - federal and YT are refundable for 2015 and later years.
bullet children's arts tax credit (Federal, BC, MB & YT)
bullet ON children's activity tax credit
bullet SK active families benefit
bullet NS healthy living tax credit - not available after 2014
bullet Home renovation tax credit - available for 2009 only
bullet First-time homebuyers' tax credit - Federal, SK
bulletOntario healthy homes tax credit - refundable
bulletBC seniors' home renovation tax credit - refundable
bulletBC sales tax credit - started again in 2013 re return of PST
bullet medical expense tax credit
bullet donations tax credit - will alert you if your donations exceed 75% of net income, or if all donations not utilized.  Revised to use the highest tax rate for tax credit to the extent that income is taxed at the highest rate.
bullet dividend tax credits
bullet tuition, education and textbooks, student loan interest
bullet Working income tax benefit (WITB) - Note:  you are required to indicate in the calculator if you are eligible for the WITB.  If you indicate that you qualify, the calculator will determine the amount you will receive, if any, based on your income.  Read the article on the WITB (above link) to determine if you qualify.

Line 104 Other Employment Income

This income should be included with Line 101 employment income in the calculator.  However, do not include it in the insurable or pensionable income amounts below the employment income line.

Comparing Scenarios

If you want to compare different scenarios, come back to this page to open the calculator a second time (right click the link, and select open in new window), and compare them side by side.

Tax Rates

To see the current marginal tax rate tables for each province, go to the Tax Rates page.

FAQ re the Tax Calculators:

Is the "tax savings re RRSPs" the amount of the income tax refund I would get?


The  "tax savings re RRSPs" is the amount your income taxes will be reduced for that amount of RRSP contribution (make sure the contribution doesn't exceed your RRSP deduction limit - this is not checked by the calculator).  Compare the total income taxes result from the calculator to what you have actually paid during the year to determine the amount of your refund.

Printing the Calculator Results

Basic Tax Calculator

If you are looking for a more simple tax calculator, see our Basic Canadian Income Tax Calculator, where you input your income from capital gains, Canadian eligible and non-eligible dividends, and other income, in order to see the taxes payable for a single person.  The Basic Tax Calculator shows the marginal tax rates for each type of income, as well as total income taxes payable for each province for a number of years.

Other topics related to the Canadian Tax Calculator:

bullet Non-taxable amounts
bullet Taxable Income, Net Income and Total Income
bulletWorking in another province

Check out our other calculators.

Revised: September 21, 2016

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