Canadian Tax and
Financial Information
Annual Retirement Income Calculator

Ads keep this website free for you. does not research or endorse any product or service appearing in ads on this site.  Before making a major financial decision you  should consult a qualified professional.

Looking for US tax information?

Need an accounting, tax or financial advisor? Look in our Directory.      Stay Connected with! Calculators -> Annual Retirement Income Calculator information page   This calculator will retain data for you, using cookies on your own computer.  If you don't want this, click Reset before closing the web page.  Not retaining data?  See our main Calculators page.
Annual Withdrawals From Investments 
Yellow cells can be changed - results are calculated automatically once you press enter.
Input the first number of years, others will be in 5-year increments.
Where the rate of return row and # of years column intersect shows annual withdrawal amount.
Assumes withdrawals are made at the end of each year.
No allowance is made for inflation.
Investment market value at start of retirement   
% Rate of
Years the money will last until investments drawn down to zero
Annual withdrawal amount - before any applicable income tax
After-tax amount will depend on type of income and province of residence.
Part of income will be non-taxable withdrawal of capital when investments are being cashed out.
See our articles: How Much Money Do You Need To Retire?
Historical Investment Returns on Stocks, Bonds, T-Bills
Use the Canadian Tax Calculator to estimate your taxes.

Questions or comments on the Annual Retirement Income Calculator? 
We normally reply within 1 business day - no reply? Check your spam folder.

Revised: June 26, 2018

Copyright © 2002 Boat Harbour Investments Ltd. All Rights Reserved.  See Reproduction of information from

Facebook  | Twitter  |  Google + |  Monthly Newsletter Sign-up  What’s New E-mail Notification RSS News Feed
The information on this site is not intended to be a substitute for professional advice.  Each person's situation differs, and a professional advisor can assist you in using the information on this web site to your best advantage. 
Please see our legal disclaimer regarding the use of information on our site, and our Privacy Policy regarding information that may be collected from visitors to our site.