Making Payments To Canada Revenue Agency

My Payment

Canada Revenue Agency (CRA) has an online payment service called My Payment, for individuals and businesses, through which payments can be made directly from their bank accounts to CRA. The service is available for many financial institutions. Payments which can be made include:

CRA My Payment for Individuals

Individual income tax

Balances owing
Instalments
Payments on filing, to pay the amount owing when filing a T1 personal tax return
Tax-free savings account (TFSA) excess contributions

Child and family benefits payment - make repayments for the following types of amounts owing:

Canada child tax benefits and related provincial/territorial programs
GST / HST credit, including integrated provincial programs
Universal child care benefit
Alberta family employment tax credit
Ontario credits

CRA My Payment for Businesses

Remittances can be made for payments on filing of returns, instalment payments, and other amounts owing for:

Goods and services tax / harmonized sales tax (GST/HST)
Payroll source deductions (includes reporting of gross payroll, etc. when making regular remittances)
Corporate income tax
Excise duty
Excise tax
Air traveller's security charge (ATSC)
Tax on insurance premiums
Softwood lumber products export charge
Nova Scotia Workers' Compensation Board payroll remittance
Information returns penalty

Non-Residents

Non-resident withholding tax - Part XIII
- Regular remittance
- Assessed arrears / penalty / interest / law cost remittance

Your payment information, including your CRA account number (SIN, BN, etc.), is entered in the CRA My Payment website, without having to log into "My Account" or "My Business Account". Once you have completed the information, you are transferred to the INTERAC® Online service, which then goes to the website of your banking institution. There, you log in and confirm payment, and are then taken back to CRA's My Payment website, which provides a printable record of the transaction.

The only fee for using this service will be a transaction fee, if any, charged by your financial institution.

When payments are made through this service, there is no provision for paying at a future date. The payment will be credited to your CRA account when it is made. If the payment is made on a weekend or statutory holiday, it will be credited to your account on the next business day. It may take one or two business days for the payment to be updated on your CRA account.

Other Payment Options

You can also use online or telephone banking provided by your financial institution to pay your taxes, the same way you can pay other bills. With this method, it is usually possible to schedule your payment for a future date. CRA has other options for you to pay amounts online, including pre-authorized debit. See Make a Payment to the CRA below for the list of options.

Taxes can also be paid in person at your financial institution in Canada, or by mail to CRA.

TaxTips.ca Resources

What if I Can't Afford to Pay the Tax I Owe? - Late Filing Penalties & Interest

Canada Revenue Agency (CRA) Resources

My Payment

Make a Payment to the CRA

Required tax instalments for individuals - requirements, calculation, due dates

Paying your corporate income tax by instalments - requirements, special situations, due dates

Call us if you can't pay in full or on time

Personal income tax debt collection - includes a payment arrangement calculator