Click the above link to open the calculator in a new window.
Use this calculator to calculate the return
for any period on
your investment account,
your investment portfolio, or
a single investment (stocks, real estate, etc.)
The calculator provides both total % return
and annualized % return (internal rate of return).
Note: To get the
return on your US$ investments in Canadian dollars, you must convert all amounts to Canadian
dollars. Convert beginning and ending balances at the rate in effect as
of the beginning and ending dates, and convert deposits and withdrawals at the
rate in effect on the deposit and withdrawal dates. See Bank
of Canada Exchange Rates to find the rates you need. Year end US
exchange rates are available on our Foreign
Exchange Rate History page.
Calculate returns on your investment account/portfolio:
Enter the beginning market value, including any
cash balances in the account, as of the start date.
Enter the ending market value, including any cash
balances in the account, as of the end date.
Enter deposits you make to the account as positive
amounts.
Enter withdrawals you make from the account as
negative amounts.
Do not enter transactions made within the account,
such as purchases, sales, dividends, etc. The only entries
should be your deposits to and withdrawals from the account.
Calculate returns on a single investment:
Enter the the start date and the value on that date. If this
is the original purchase, enter the purchase date and purchase cost.
Enter the end date and the value on that date.
Enter the cost of additional purchases as positive amounts
(deposits).
Enter proceeds from sales as negative amounts (withdrawals), unless
the entire investment is sold.
If you have sold the entire investment, use the proceeds as the end
value, and the date of sale as the end date.
Income received from the investment should be entered as a negative
amount on the date received.
Expenses paid related to the investment should be entered as
positive amounts on the date paid.
Return on Investment
Calculation
Example of return on investment calculation
Beginning of year market value
A
$10,000
End of year market value
B
$11,000
Increase during the year B - A
C
$1,000
% return on investment C/A
10%
Above is a very simple example of course. The beginning of year value
is the invested amount, and there are no deposits or withdrawals during the
year.
When there have been deposits or withdrawals to the account during the year,
then a weighted average invested amount must be calculated for A in the
calculation formula. If a deposit of $500 was made on June 30th, 181 days
after December 31st, then the weighted average invested amount (A) would be:
[$10,000 x 181 days + $10,500 x 184 days] / 365 days = $10,252.05
If the ending market value was still $11,000, then the % return is: