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Home  ->  Financial Planning  ->  Pensions  ->  Registered Pension Plans (RPPs) - Registered Pension Plan regulators and legislation

Registered Pension Plan Regulators and Legislation

Some plans are regulated federally, and some are regulated by the province.  Industries whose pension plans are regulated federally include aviation and airlines, banks, broadcasting and telecommunications, interprovincial transportation, marine navigation and shipping, and railways.

Links to regulators and related legislation:

Jurisdiction Regulator / Legislation Legislation
Federal  Office of Superintendent of Financial Institutions (OSFI) - Pension Plans Section

Private pension plans under federal jurisdiction

Pension Benefits Standards Act, 1985 (PBSA)
AB Alberta Finance - Pensions Information for Albertans - includes legislation

Alberta Pensions Services Corporation

BC BC Financial Services Authority

Public sector pension plans - British Columbia Pension Corporation

Pension Benefits Standards Act [SBC 2012] - came into force on Sep 30, 2015.

Pension Benefits Standards Regulation (PBSR)

Life Income Fund (LIF) Interest Rate & Withdrawal Calculations

MB Manitoba Pension Commission

Pension Benefits Act and Regulation

Aug 17/21 NewsBill 8 Amendments to Pension Benefits Act and Regulations - come into force Oct 1/21:

Pension Benefits Amendment Act

Pension Benefits Regulation, amendment

Pooled Registered Pension Plans Regulation, amendment

NB Financial and Consumer Services Commission (FCNB)

Pension Benefits Act (pdf)

Regulation 91-195 Under the Pension Benefits Act (pdf)

NL Public Sector Pensions Administration

Pension Benefits Act and Regulations

NS Nova Scotia Pension Regulation Division

Public sector pension plans - Nova Scotia Pension Agency

Pension Benefits Act and Regulations

ON Financial Services Commission of Ontario (FSCO) - Pensions 

Pension Benefits Act and Regulations

PEI Public Service Commission
QC Pension Plans supervised by Retraite Quebec  

- See Quebec Removal of LIF Maximums - Consultation, regarding the removal of the upper limit related to withdrawals of life income funds (LIFs) for persons aged 55 or over, as of July 1, 2024, and other changes. Draft legislation has been published, comments to be submitted by February 10, 2024.

Supplemental Pension Plans

SK Saskatchewan Financial Financial and Consumer Affairs Authority - Pension Plan Members

Pension Benefits Act, 1992

Pension Benefits Regulations, 1993

YT Public service pensions fall under the Federal Public Service Pension Plan
Private pension plans fall under federal jurisdiction - see Federal above
NT Private pension plans fall under federal jurisdiction - see Federal above
NU Private pension plans fall under federal jurisdiction - see Federal above

Revised: January 22, 2024


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