Registered pension plans are pension plans that are regulated by federal or provincial pension legislation, and must be registered under the Income Tax Act. There are two types of registered pension plans - defined benefit pension plans (DB), and defined contribution pension plans (DC). Defined contribution plans are also known as money purchase RPPs.
Characteristics of defined benefit pension plans
Characteristics of defined contribution pension plans (money purchase RPPs)
Pooled Registered Pension Plans
Individual Pension Plans (IPPs)
See our RRSP/RRIF page for annual limits for RPPs.
Registered pension plan regulators and legislation
Locked in Retirement Accounts - aka locked-in RRSPs
Federal RPP transfer to Locked-in-Retirment Account
LIF and LRIF minimum and maximum withdrawals
Unlocking your locked-in pension accounts