Financial Planning -> Pensions -> Registered Pension Plans (RPPs)
What are Registered Pension Plans (RPPs)?
Registered pension plans are pension plans that are regulated by federal or provincial pension legislation, and must be registered under the Income Tax Act. There are two types of registered pension plans - defined benefit pension plans (DB), and defined contribution pension plans (DC). Defined contribution plans are also known as money purchase RPPs.What are defined benefit pension plans? What are defined contribution pension plans?
Characteristics of defined contribution pension plans (money purchase RPPs)
Individual Pension Plans (IPPs)
Annual contribution limits
See our RRSP/RRIF page for annual limits for RPPs.
Registered pension plan regulators and legislation
Locked in Retirement Accounts (LIRAs) - aka locked-in RRSPs
LIF and LRIF minimum and maximum withdrawals
Unlocking your locked-in pension accounts
Revised: September 14, 2021
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