Financial Planning -> Pensions -> Registered Pension Plans (RPPs)
What are Registered Pension Plans (RPPs)?
Registered pension plans are pension plans that are regulated by federal or provincial pension legislation, and must be registered under the Income Tax Act. There are two types of registered pension plans - defined benefit pension plans (DB), and defined contribution pension plans (DC). Defined contribution plans are also known as money purchase RPPs.
Defined Benefit Pension Plans (DBPP):
What are defined benefit pension plans?Characteristics of defined benefit pension plans
Defined Contribution Pension Plans (DCPP):
What are defined contribution pension plans?Characteristics of defined contribution pension plans (money purchase RPPs)
Pooled Registered Pension Plans
Individual Pension Plans (IPPs)
Annual contribution limits
See our RRSP/RRIF page for annual limits for RPPs.
Registered pension plan regulators and legislation
Locked in Retirement Accounts - aka locked-in RRSPs
 | conversion to LIF, LRIF, or life annuity |
| mandatory conversion to life annuity |
Federal RPP transfer to Locked-in-Retirment Account
LIF and LRIF minimum and maximum withdrawals
Unlocking your locked-in pension accounts
Revised: January 03, 2025