Home -> Financial Planning -> Investing - Stocks and bonds
Investment Return Calculator - Calculate the return for any period for your investment account, or for an individual investment. The calculator could also be used to calculate the return on real estate investments.
Investment Income Tax Calculator - Even when the age credit and Old Age Security are clawed back, Canadian dividends and capital gains result in the least taxes payable when compared to other types of income such as foreign dividends and interest, or net real estate rentals.
Barter and Cryptocurrency Transactions - These can result in taxable income, as well as sales taxes payable.
Borrow to invest in stocks and exchange-traded funds (ETFs)
Washing trades can reduce your foreign exchange costs inside registered accounts.
Investing and Registered vs Non-Registered Accounts
Transfer shares to your RRSP/TFSA/DPSP or RRIF, but not at a loss (usually)! / Superficial losses.
Investments and Income Tax
Tax issues re investments, and tax treatment of different types of investments - and important note re your T5008 and Trading Summary!
Investment income tax rates - Try to earn your investment income (outside of RRSPs) at the lowest tax rate possible.
Foreign asset reporting - form T1135 Foreign Income Verification Statement
Dividend tax credit for Canadian dividends
Transfer shares to your RRSP/TFSA/DPSP or RRIF, but not at a loss! Re Superficial losses.
Investment losses - Make use of them.
Capital gains and losses and methods of deferring or eliminating capital gains
Capital losses can be carried back 3 years, to be offset against prior year capital gains.
Donating capital property, including securities, can eliminate capital gains or increase your donations limit
Foreign spin-offs - Tax deferral for distributions.
Interest expense on money borrowed to purchase stocks and bonds (securities) - can I write it off?
Carrying charges - what can and cannot be deducted regarding investment expenses?
Tax Tip: Know the tax consequences of your investment decisions.
Revised: October 26, 2023
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