Home  ->  Registered Savings Plans  -> Tax-Free Savings Accounts (TFSAs) -> Investments

Income Tax Act s. 207.01

Tax-Free Savings Account Investments

Qualified Investments

Qualified investments are permitted to be held in a TFSA.  Qualified investments generally include all RRSP qualified investments, as long as these are arm's-length investments.

Non-Qualified and Prohibited Investments

Non-qualified and prohibited investments may not be held in an FHSA, TFSA, RRSP, RRIF, RESP, or RDSP:

When prohibited or non-qualified investments are held in a TFSA, taxes will apply.  Non-qualified and prohibited investments are tax differently.  See taxes payable re TFSA (link below).

Canada Revenue Agency (CRA) Resources

Income Tax Folio S3-F10-C1, Qualified Investments - RRSPs, RESPs, RRIFs, RDSPs and TFSAs

Income Tax Folio S3-F10-C2, Prohibited Investments - RRSPs, RRIFs and TFSAs

Tax Tip:  Don't hold non-qualified or prohibited investments in your TFSA.

Previous:

What is Better - TFSA or RRSP?

TFSA Contribution Rules and Limits / Leaving Canada

Don't Overcontribute!

Unused Contribution Room

Next:

TFSA Withdrawals

Asset Transfer (Swap) Transactions

Taxes Payable re TFSA

Marital Breakdown

Death of the TFSA Holder

Back to TFSA main page.

 

Revised: November 24, 2025