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Why Everyone Should Have a Will!

In some provinces, a will is automatically revoked upon the marriage of the testator (will writer).

For information regarding what happens in each province, see What to do when someone dies, which has links to wills and estate information on provincial/territorial websites.

Multiple Wills

Multiple wills, which are legal in some provinces, can help to reduce probate fees.  A secondary will can be used for shares held in private companies, or possibly other assets.

A Will For Canadian Property and Foreign Property

Do you have property in a foreign country?  If so, you should read the article A Will For Canadian Property And Foreign Property by Vanessa Dedomicis, Partner at Pushor Mitchell LLP.

Digital Assets and Passwords

If you have:

then hopefully you have the information/passwords/private keys for these accounts/assets in a safe place and have let the executor of your estate know where to find the information.

Life Insurance / Medical Assistance in Dying (MAID)

The Impact of Medical Assistance in Dying on Life Insurance and Some Other Mentionables - from All About Estates

Canadian Life & Health Insurance Association (CLHIA) Position on Medical Assistance in Dying

Make Sure Your Will Complies With Current Legislation

It is advisable to have your will reviewed occasionally by a notary or lawyer, in particular if the legislation in your province regarding has been revised in recent years.  A review can help to ensure that your wishes will still be upheld under the latest legislation.

Before You Die

The executor of your estate will spend countless hours performing all the tasks that need to be done after you die.  To make things easier for them, and to ensure that your assets are distributed in the manner you want, make your will as clear as possible, and provide documentation for your executor and heirs.  For an excellent article on this, see BDO's The Best of The Blunt Bean Counter - Estate Planning - A Tale of a Father's Selfless Act of Love.

Keeping Your Will Up To Date

As your situation changes, it's important to make sure your will still reflects your current intentions. Some of the reasons why you may want to rewrite your will:

Tips:

 - Having a will (or 2), and keeping it up to date, can reduce problems and leave more of your estate for your heirs.

 - Make sure you have your will prepared or reviewed by a legal professional to ensure it complies with current provincial legislation.